Worker’s compensation is actually an umbrella term that covers a system of laws. This system encompasses benefits for employees who have become ill or injured on the job (or as a result of their job). It also covers the insurance policies employers must purchase to provide those benefits.
The laws and statutes surrounding worker’s comp are typically set by the state (although federal government employees may fall under different regulations). Generally speaking, worker’s compensation is a “no-fault” construct—that is, employees don’t have to prove their employers were negligent, or vice versa. As a tradeoff, employers are protected against civil suits in most cases of employee injury or illness.
If you’ve been injured while working, you need to contact Marsha Kitch, at The Kitch Law Firm today, at 303.670.3923 for a consultation. You may be entitled to far more than you know—and more than your employer will tell you.
When your employer’s insurance company makes their first offer, they will have their own interests in mind—not yours. That’s why you need an advocate like Marsha A. Kitch, Esq. by your side. Call today at 303.670.3923 to find out how we can help you receive the compensation and benefits you deserve.
Types of Expenses Covered
One thing that many employees don’t realize is that worker’s comp can cover a number of different expenses. For example, some of our clients thought they were entitled only to payment for medical bills immediately following the incident. That’s simply not true. The Worker’s compensation Insurance Company may, depending on the circumstances, cover:
- Medical care for illnesses or injuries sustained at work (even if the employer was not negligent)
- Mileage to and from all work-related medical treatment
- Lost wages
- Permanent injury compensation
- In sum specific instances, retraining/education costs after time off the job
- Survivor benefits for the families of workers killed on the job
Permanent (or Long Term) Injuries
We’ve also encountered clients that believe that they aren’t deserving of compensation for long-term or permanent injuries. Again—this just isn’t true. Carpal tunnel syndrome, COPD, and other illnesses that develop over time can be covered.
Who is Covered?
Most workers are covered. Some states may exclude certain types of employees, like owners, volunteers, private home employees, and independent contractors, but this is highly dependent on the region and circumstances surrounding the claim. It’s best to consult with a Colorado attorney.
Retaliation Against Employees
You cannot be fired for filing a worker’s compensation claim, and if you are, or your employer tries to pressure you not to file a claim for injuries, you have grounds for a civil dispute.
The right lawyer can make all the difference. Marsha Kitch is one of the most experienced worker’s compensation attorneys in Colroado, and she has decades of experience in fighting cases just like yours. The law is on your side—but sometimes you need someone to fight for your rights. Call us today at 303.670.3923, and we’ll show you how.